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Credit QuickRater


Take our simple survey to rate your credit!
Just answer the ten questions below, and our Credit QuickRater will evaluate how lenders are likely to perceive your credit worthiness or risk.
Scores will range from 1 to 5 stars, on the following scale:


  1. When did you get your first credit card or bank loan?

  2. When did you get your most recent credit card or bank loan?

  3. In the past 6 months, how many credit cards or loans have you applied for?

  4. How much of the credit limits on your credit cards do you carry as a balance?

  5. In the past 2 years, how many times have you paid 1 month late?

  6. In the past 2 years, how many times have you paid 2 months late?

  7. In the past 2 years, how many times have you paid 3 months late?

  8. In the past 2 years, how many monetary judgments and/or tax liens have been filed against you?

  9. In the past 2 years, how many of your accounts have been sent to collections?

  10. Have you filed for bankruptcy?



Of course, the ratings from this Credit QuickRater do NOT guarantee credit approval or rejection by a financial institution. The Credit QuickRater is only a tool to help you assess your credit standing. Credit grantors all employ their own methods and standards to make lending decisions. The Credit QuickRater is based solely on information provided by you, and does not include or predict the information actually contained in your credit report.


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