What is a credit report?

A:  A factual record of an individual's credit payment history B:  A report of the best credit card companies in the United States C:  A published report from the Better Business Bureau (BBB) to help aid consumers D:  A document stating the rules that a credit card company must follow

What personal information is on your credit report?

A:  Name, salary, job description, phone number, and finger prints B:  Name, address, employer, Social Security number, and year of birth C:  Spouse's name, hair color, height, weight and hobbies D:  Name, year of birth, birthplace, and education

Which type of bankruptcy stays on your credit report longer?

A:  Chapter 7 B:  Chapter 13

From what date after seven years are charge-off accounts removed from your credit report?

A:  Date of first delinquency B:  Date of last delinquency C:  Date when account was sold to collection agency D:  Never

What is the best way to improve your credit?

A:  Stick to gradual repayment of debt B:  Apply for credit to pay off previous debts C:  Payoff debts on time D:  Ignore charge-offs on your credit report