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Credit Reporting & Scoring

	Becoming a Good Credit Risk—The Art of Getting Credit Paying cash for products and services seems to be a practice that occurred in a different era. Today, credit is a way of life, and plastic has evolved into the currency of choice. Yet many consumers are unclear about the best way to go about establishing and maintaining a good credit history. Wouldn’t you like to find out how? Reduce Your "Potential Debt" and Protect Your Credit Rating Having too much available credit can lower your credit rating. Click here to find out more about why it�s a good idea to close unused credit accounts. More on Credit Reporting & Scoring What Is a Credit Score? Reporting Periods For Credit Histories What is a "Charge--Off" ? The Different Types of Inquiries When Two Different Credit Reports Mingle Fine Tuning The Next Generation of Credit Scoring How the Credit Industry is Combating Credit Fraud Find Out how the Fair Credit Reporting Act Benefits You Managing Your Credit Wisely Improves Your Chances for a Good Mortgage