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  Removing Yourself From Authorized User Status

Authorized users share all the effects of account notations with the primary account holder-bad as well as good. Every piece of information on your credit report is part of the historical record of credit-related activity included in a credit report, and therefore cannot normally be removed until the established reporting period has passed. However, in the case of being an authorized user on an account and not a primary or joint user, you can request that the credit bureaus remove this negative notation from your credit history.

The reason for this exception to the rule is that you were not legally financially able to control the account's handling and, therefore, not legally liable for the final outcome of the account's status.

To find out how to dispute this information on your credit report and have the authorized user notation removed, you may wish to visit our web site at http://www.creditmatters.com/dispute.asp.

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