
Credit Basics
Credit Reporting &
Scoring
Credit, Information &
Privacy
Credit & Debit Cards
Mortgages & Home
Equity Loans
Debt Management

FreeCreditReport

Rate Your Credit
Test Your Credit IQ
Ask The Expert
|
| |
| Removing Yourself From Authorized User Status |
 |
Authorized users share all the effects of account notations with the primary account holder-bad as well as good.
Every piece of information on your credit report is part of the historical record of credit-related
activity included in a credit report, and therefore cannot normally be removed until the established
reporting period has passed. However, in the case of being an authorized user on an account and not
a primary or joint user, you can request that the credit bureaus remove this negative notation from
your credit history.
The reason for this exception to the rule is that you were not legally financially able to control
the account's handling and, therefore, not legally liable for the final outcome of the account's
status.
To find out how to dispute this information on your credit report and have the authorized user
notation removed, you may wish to visit our web site at
http://www.creditmatters.com/dispute.asp.
Copyright © 2000, CreditMatters.com
|
|
|