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Making Sense of Your Credit Report Not sure where to start when you're looking at your credit report? Check out this article. There Are Several Ways to Dispute Inaccuracies on Credit Reports The Fair Credit Reporting Act (FCRA), enforced by the Federal Trade Commission (FTC), is designed to promote accuracy and ensure the privacy of the information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on credit bureaus. Read more